IS UNIVERSAL EYECARE POSSIBLE?
IS UNIVERSAL EYECARE POSSIBLE?
You’ve probably heard the good news by now: cataract surgery is covered by PhilHealth — and not just barely. After years of minimal reimbursement, the state insurer has finally updated its coverage in a meaningful way to help Filipinos regain their sight without going broke.
But before we pop the champagne, let’s ask the bigger question: Is universal eye care actually possible? And what would it take — beyond good policy language — to make it a lived reality for every Filipino in need?
A Boost in Benefits — Finally
First, the numbers: as of January 30, 2025, PhilHealth rolled out its enhanced cataract surgery benefit under Circular 2025-0001. For adults, basic cataract removal starts at around ₱20,200 per eye, with standard monofocal lens implants covered up to ₱28,300. If you need more advanced lens types — toric or multifocal — coverage may go up to ₱80,900 per eye. For our littlest patients (children), coverage can reach as much as ₱187,100 per eye.
This is a monumental shift from the old flat rate of ₱16,000 per eye that stood for over a decade and barely scratched the surface of what modern eye surgery costs.
So on paper, PhilHealth is stepping up — and in a big way.
But Here’s the Catch…
Coverage doesn’t always translate automatically into access. Yes, the benefit pool has grown, but not everyone qualifies equally. Eligibility issues, documentation requirements, and facility accreditation can still block the pathway to care.
Even when coverage is available, some patients sometimes still pay out of pocket for items like premium lenses, upgraded OR materials, or non-covered meds — unless they are admitted under specific policies like Zero Balance Billing (ZBB) or No Balance Billing (NBB) in government facilities. The policies aim to wipe out all costs beyond what PhilHealth pays, but they don’t automatically apply in every hospital or for every patient.
The lingering question is: Why is access still uneven if the coverage is there?
Historical Baggage and Public Trust
It’s understandable why PhilHealth has to act cautiously. The infamous cataract scam years ago burned a lot of trust. Some unscrupulous providers and middlemen managed to exploit the system, claiming phantom surgeries and bogus procedures. That misconduct didn’t just cost money — it eroded confidence.
In theory, most doctors are ethical and dedicated. In practice, a scandal makes everyone more wary — and rightly or wrongly, that caution can slow down innovation and widen gaps in access. But we must ask: Can we let past corruption redefine the future of Filipino healthcare? I say no.
A Path Forward: Local Government + PhilHealth
One idea worth exploring is a public-private partnership at the LGU level:
Local governments could identify patients with visual impairment early on through barangay health workers or city health units.
These patients can be pre-registered and referred to PhilHealth-accredited hospitals for cataract surgery — ensuring eligibility checks are done upfront.
Where PhilHealth’s benefit doesn’t fully cover the treatment (e.g., premium lenses), LGUs could help subsidize the gap, especially for indigent patients.
Imagine a system where barangays don’t just refer, they facilitate the entire process — tracking patient profiles, managing comorbidities (like diabetes or hypertension), and coordinating the actual referral for surgery. That’s not just universal care on paper — that’s practice.
Eye Care Is Not New — And Shouldn’t Be Elusive
We shouldn’t forget — eye care has long been practiced in the Philippines. Even Jose Rizal performed cataract surgery on his mother in the 19th century. Why then, in 2025, are we still debating access for the poor and elderly?
Universal eye care isn’t just a health goal; it’s a moral imperative. Vision loss shouldn’t be a sentence of poverty or isolation. With the current PhilHealth expansions, we do have tools in place — but tools alone aren’t enough without commitment, coordination, and transparency.
So, Is Universal Eye Care Possible?
Yes — but it takes more than just coverage.
It takes a system that leaves no one behind, from barangay to hospital. From policymaker to patient. From coverage to execution.
Let’s not settle for “available in theory.”
Let’s make eye care universal in reality.
BY RAMON IKE V. SENERES
www.facebook.com/ike.seneres iseneres@yahoo.com senseneres.blogspot.com 09088877282/11-09-2026
